Today we will answer a very frequently asked question on which devices in Russia payment using Samsung Pay- a popular contactless payment service, which has recently become available to customers of domestic banks.
The material was updated on February 20: information on new models was added, technical data corrections were made.
According to the level of support for Samsung Pay, devices (primarily smartphones) can be divided into three categories: fully supporting, partially supporting (not all features are available), and potentially compatible (some of which still manage to run it).
Let's start with the fact that officially only gadgets that have been officially imported and purchased in local stores work with Samsung Pay in Russia. For example, if you try to connect a Galaxy S7 bought in the UK using a Russian bank card, then nothing will work for you (but you can bypass this protection if you wish).
An important point: bypassing protection is possible only within one regional modification by flashing a ROM file for your country to your smartphone using the special Odin service software. For example, the Galaxy S7 SM-G930F bought in Europe can be subjected to such a modification, but the “Chinese” SM-G9300 cannot.
Also keep in mind that Samsung Pay does not work on devices where:
- The root superuser mode is activated;
- The KNOX counter has been reset;
- Installed modified or third-party firmware.
Devices fully compatible with Samsung Pay in Russia
The smartphones presented below fully support the contactless payment service of the Korean company, including modern PayPass/PayWire terminals via NFC and outdated ones via magnetic tape emulation using MST technology.
Galaxy S
- samsung galaxy S6 Edge+
- Samsung Galaxy S7
- Samsung Galaxy S7 Edge
- Samsung Galaxy S8
- Samsung Galaxy S8+ (S8 Plus)
- Samsung Galaxy S9
- Samsung Galaxy S9+
- Samsung Galaxy S10 - from March 8, 2019
- Samsung Galaxy S10E - from March 8, 2019
- Samsung Galaxy S10+ (S10 Plus) - from March 8, 2019
Galaxy Note
- Samsung Galaxy Note 5
- Samsung Galaxy Note 8
- Samsung Galaxy Note 9
Galaxy A
- Samsung Galaxy A5 (2016)
- Samsung Galaxy A7 (2016)
- Samsung Galaxy A3 (2017)
- Samsung Galaxy A5 (2017)
- Samsung Galaxy A7 (2017)
- Samsung Galaxy A7 (2018)
- Samsung Galaxy A8 (2018)
- Samsung Galaxy A8+ (2018)
- Samsung Galaxy A9 (2018)
- Samsung Galaxy A9 Pro (2018)
Galaxy J
- Samsung Galaxy J5 (2017)
- Samsung Galaxy J7 (2017)
Devices partially compatible with Samsung Pay in Russia
On November 8, 2016, Samsung announced support by its payment service for some smartphones that do not have an MST adapter and can only work with modern payment terminals via NFC:
- Samsung Galaxy S6
- Samsung Galaxy S6 Edge
Note. The US and some other regional versions of the Galaxy S6/S6 Edge include an MST adapter, but Samsung does not connect them in Russia to its service.
Potentially Compatible Devices
The gadgets presented below do not yet have official support from Samsung Pay in Russia, but they work in other countries. This also includes the smartphones listed above, purchased in other countries.
Widget from SocialMartUnfortunately, their use with cards of banks in Russia and other and CIS countries is not possible due to the need to modify the firmware and disguise it as other models. This triggers the KNOX counter, which automatically makes it impossible to use Samsung Pay (although there are successful precedents).
Smartphones
- Samsung Galaxy A8 (2016) - South Korea only
- Samsung Galaxy A9 (2016) - China and Brazil only
- Samsung Galaxy A9 Pro (2016) - China, Brazil and select SEA countries only
- - only for China
- - only for China
- Samsung Galaxy C7 Pro - China only
- - only for China
- (Fan Edition - refurbished Galaxy Note 7) - South Korea only for now
- Samsung Galaxy J5 (2016) - Selected Countries
- Samsung Galaxy J7 (2016) - Selected Countries
- Samsung Galaxy J5 Pro - SEA only
- Samsung Galaxy J7 Pro - SEA only
- - some countries
- Samsung Galaxy J7 Max - Selected Countries
- Samsung Galaxy On5 (2016) - Selected Countries
- Samsung Galaxy On7 (2017) - Selected Countries
- Samsung W2017 - Mainland China and Hong Kong
- Samsung W2018 - Mainland China and Hong Kong
Samsung Galaxy Note 7 - officially supported, the model is withdrawn from sale, Samsung Pay cannot be connected since October 2016, however, payments may work on previously activated devices.
smart watch
Recently, Samsung Pay can work in Russia with some wearable gadgets of the South Korean company:
- Samsung Gear S2 (Classic and Sport) - NFC only
- (Classic and Frontier) - NFC and MST
- Samsung Gear Sport- NFC only
- Samsung Galaxy Watch - NFC only
Just imagine. You stand at the cash register and say that you will pay with a card. The cashier hands you a payment terminal and apologetically adds that contactless payment (PayPass), alas, does not work. “It will work for me,” you answer and bring ... your smartphone to the terminal. The non-contactless device magically confirms that the card transaction is approved. You take your bread and yogurt and disappear through the door, leaving the cashier bewildered. In this fictional story, everything is real, except for one thing: there is no magic. And if there is, let's figure out how to tame it.
The main highlight of the Samsung Pay payment system for smartphones from the same manufacturer is that it can be used even on older terminals that are not “trained” in contactless payments. Samsung has figured out how to "deceive" them. On all old payment terminals with right side there is a magnetic stripe reader for a bank card, and some Samsung smartphones can emulate such a stripe.
Otherwise, the scheme is simple: a smartphone with NFC, a special mobile application for Samsung Pay, linking a bank card to it, a high degree of security that excludes accidental payments and the risk of losing money if the smartphone is lost. Approximately according to the same scheme, a similar payment system operates in a number of countries Apple Pay for gadgets of the same name, however, iPhones do not know how to “pretend to be” a magnetic stripe of a bank card and are more picky in communicating with payment terminals.
What provides security?
Already at the time of installation mobile application for Samsung Pay, the smartphone is scanned for malware. If it is detected, you will not be able to use Samsung Pay.
On a completely "healthy" smartphone, no transactions through Samsung Pay can be carried out without placing a finger on the fingerprint scanner on the smartphone or without entering secret code.
Moreover, your phone will not store your bank card details at all. At the moment of its binding to the payment system, a random code (token) is generated, which can impersonate another bank card when paying. Only Samsung Pay and your bank will know that the token and your real bank card are almost the same.
Which cards and which banks can be linked to Samsung Pay?
On the day the service was launched in Russia, Samsung cooperated with five banks: MTS Bank, VTB-24, Alfa Bank, Raiffeisenbank, Russian Standard. In addition, you can use Yandex.Money service cards. At first, Samsung Pay was supported only by the MasterCard payment system, but since December 2016, Visa support has appeared in a number of banks, including MTS Bank.
Which smartphones support Samsung Pay?
At the time of launch in Russia, this payment system does not work for everyone Samsung smartphones, but in the future compatible models will increase. Here is a complete list of gadgets that are ready to replace your bank card:
- Samsung Galaxy S7
- Samsung Galaxy S7 Edge
- Samsung Galaxy S6 Edge+
- Samsung Galaxy Note 5
- Samsung Galaxy A7 (2016 version)
- Samsung Galaxy A5 (2016 version)
Can I pay for online purchases with Samsung Pay?
No. This payment system allows you to use only payment terminals.
How to start using Samsung Pay?
Firstly, the owners of the above models need to wait for a special system update. software It will take place in November 2016. We at MTS / Media could not wait so long and persuaded one smartphone to upgrade in September. Now, having gained practical experience, we offer you a short instruction.
You can update the software on your smartphone right now, after which the icon will appear on the home screen samsung apps pay. Click on it. A page will open that will offer you to become a participant in the launch of the service, one of the first who will try to use it in Russia. By clicking on the I want to try button, you will see a window in which you will need to enter unique code IMEI of your phone. This code can be found by dialing *#06# in dialing mode and pressing the call button. After entering the IMEI, a special message will be sent to your smartphone. setup file. Re-enter the Samsung Pay app and tap Install.
After updating the software, a shortcut appears on your smartphone to launch the Samsung Pay app. It needs to be launched and registered. At this very moment, you will definitely need to set a secret code to unlock your smartphone or register a fingerprint for this.
Now you need to click on the image of a bank card to link your own card to the payment system. In the future, there can be up to twelve of them, and you can choose any one for payment. Here we will limit ourselves to one using the example of an MTS Bank card.
There are two ways to enter card details: take a picture of it or enter its details manually. We cannot show screenshots: for security reasons, screenshots are blocked for such operations.
Accepting the agreement with Samsung and the bank is the next mandatory step.
After that, your bank will want to receive confirmation of registration in the service. Press the SMS button to receive a message with a code on mobile number tied to your bank card.
The received code must be entered in the application.
Literally finishing touch: we leave your signature on the screen, which you, at the request of the cashier, can demonstrate on the smartphone screen. Write with your finger or the stylus that comes with your smartphone.
How do I pay with Samsung Pay?
Open the Samsung Pay app, choose any of the linked cards. To activate the payment mode, you need to bring your finger to the scanner or enter a secret code.
After displaying the standard icon for contactless payment on the screen, you can pay by bringing the back of the smartphone to the terminal. A smartphone with a picture will tell you exactly how to bring a smartphone, but we will also write. If the terminal does not support contactless payment, bring the gadget to the right, where there is a slot for reading the magnetic strip of a bank card.
When the purchase amount is more than a thousand rubles, the terminal may request a PIN code - enter the PIN of your real bank card, not the code from your smartphone. In very rare cases, terminals ask for the last four digits of a bank card - they are displayed in the mobile application.
If desired, in the smartphone settings, you can enable the Simple pay function, which allows you to call the payment window from the desktop of your gadget and even when the screen is locked.
What else do you recommend? Be sure to follow the reaction of the cashier. She (if it will be her) will surely say: "I have this with you for the first time ...".
Samsung Corporation announced the launch of Samsung Pay in Russia a few days earlier than Apple Pay. Let's figure out what Samsung Pay is, which banks support it and answer popular questions.
What is the event?
At the very end of September, Samsung Corporation announced a significant event - the launch of Samsung Pay in Russia, its own virtual payment system. Such a service allows you to pay for goods and services directly from your smartphone, without taking out a bank card from your wallet. Clients of some Russian banks are already using the new service with might and main.
Let's watch two videos first:
What is Samsung Pay?
Samsung Pay is a service for paying for services or purchases in brick-and-mortar stores or worldwide. global network Samsung device. Moreover, no additional actions are required to be performed with the device itself, inserting and connecting is not about us. By the way, you should not transfer the device into the hands of the seller either.
Permission to purchase is confirmed by a fingerprint or PIN code, the principle is the same as for unlocking. We bring the smartphone to the terminal, the very one into which we are used to inserting a plastic card, chik-chik - and the payment is completed, and the money went to its destination. Very fast and completely safe. Note that you can not have cash and a card with you at all. This service is especially relevant when you leave the house without any specific purpose, having only a smartphone in your pockets.
What devices does Samsung Pay work on?
You can pay for the purchase with a smartphone, having the following models of gadgets:
- Galaxy S7 edge
- Galaxy S6+
- Galaxy Note5
- Galaxy A5
- Galaxy A7
- As well as smart watch Samsung Gear s3
If you are a happy owner of one of these smartphones, then Samsung Pay is at your service. It remains only to update the firmware of the device to the latest version.
How does Samsung Pay work?
After updating the update, you should select the mode of adding "plastic" or take a photo of the card with automatic recognition of the digital code. The easiest option is to enter numbers manually.
By filling in the fields with the first and last name, expiration date and a three-digit verification code with reverse side credit cards, we draw with a finger in a special window a personal signature, such as on a card. The smart gadget contacts the database of your bank, checking the relevance of the information. If the check is successful, the map appears on the screen. Appearance its the same as in reality, including background images.
From this moment on, the virtual card is on alert, the edge of the "plastic" is visible at the bottom of the screen. You can call the card to pay for purchases with a swipe, from bottom to top. The service settings help to set a default credit card, if there are several of them, as well as a type of payment protection - a fingerprint or a pin code. It is safest to choose the first option.
A special module is built inside the smartphone, which allows data transfer at a distance of several tenths of a meter. Allowing the purchase, you bring the gadget to the terminal, and that's it. The further process is the business of the bank, you have nothing to delve into it. The main thing is that it is ultra-safe and extremely fast. A few fractions of a second - the purchase is made, you are happy to go home.
Is it NFC?
So many advanced users will say. But let's make a reservation right away: yes and no. IN samsung reality Pay is many times more. One of its components, responsible for contactless payments, actually works on NFC technology. Only thanks to it, the smartphone is synchronized with all types of existing terminals. This technology used by banks around the world to make secure instant payments. It has been run in and debugged by billions of operations.
Samsung Pay is a complete payment system that can protect the personal data and accounts of the smartphone owner, especially when shopping on the Internet. The highlight of the security, invented by South Korean developers, is the transfer of data using a dynamic code system, transmitted instead of bank card payment data. Owner information and other data is not stored in the phone or on the servers of the corporation, and, therefore, is kept in deep secrecy.
It is safe?
Rumors about the risks of using Samsung Pay as a contactless payment method are spread by people who, as a rule, do not have such smartphones. Especially ridiculous are the speculations about double debits and scammers with “hacker devices”. Pure nonsense from unenlightened people.
Even if your smartphone is stolen or lost, no one will be able to use your virtual card. Without the owner's fingerprint, it is impossible to access payments.
To better understand that nothing will happen to the data, just imagine that inside the phone there is just a duplicate of your card, and the fingerprint is a pin code. No card works without a pin code, and payment in Samsung Pay is impossible without a user's fingerprint.
Does my bank support Samsung Pay?
On this moment In our country, the following banks cooperate with Samsung Pay:
- Alfa Bank
- MTS Bank
- Russian standard
- Raiffeisenbank
- Sberbank
The list promises to expand monthly, you need to follow this in the news, in social networks and our blog. Progressive banks are always among the first to cooperate with the technologies of the future, and Alfa-Bank is no exception. We ran to the nearest branch and checked, indeed, the service is working.
What if my bank doesn't support Samsung Pay?
To decide whether it is worth working with such a bank, but this is our subjective opinion. Usually this issue is a matter of prioritization. For example, Alfa-Bank is a large and reliable credit institution that does not shy away from anything new and progressive. By the way, the first Internet banking in our country appeared precisely at Alpha, many then doubted whether such a service was needed. Now no self-respecting user can do without it. The same situation is happening now with Samsung Pay.
Alfa-Bank credit cards are created for every taste. Among them, two stand out with an interesting program: "Cashback" and "100 days without%". One of them does not accrue interest on any purchases for as long as 100 days, and the other brings a favorable percentage of return, from each item or service purchased. And with an Alfa-Bank Russian Railways card, a bonus in the form of points, which you can then use to travel, is returned after every 30 rubles spent.
Samsung Pay Review
Samsung Pay icon after Galaxy updates S6 edge.
Welcome window when starting the program. If there is a special sign at the checkout, you can pay for purchases using Samsung Pay.
Click on "Login" and enter the username and password from your Samsung account. If necessary, click on the "Register" link.
To register, enter E-Mail (will be used as a login), a new password, first and last name, indicate the year of birth.
We choose a verification method using a fingerprint to speed up payments and increase security.
Samsung Pay home page - displays promotions, your bank cards and a link to settings.
Add new map can be in a special section using a snapshot or manual entry of details.
So, Samsung Pay allows you to pay for purchases with a bank card linked to the NFC module of a smartphone or samsung smart watch. To use it, you need:
- Determine if your card and device support this payment method
- Install the Samsung Pay app and add a card to it
- During the payment process, bring the smartphone to the contactless POS-terminal and, if required, enter the PIN-code
- If there are several cards, select the one you need
All your card details are securely protected in Samsung Pay. In addition, the system can emulate the magnetic stripe of the card - this allows you to use it even where contactless payment does not work.
infographics
Did you find answers to all your questions in this article?
Today, cash is gradually becoming obsolete and most purchases are made using plastic cards. Everyone has cards, they charge salaries, scholarships, pensions, and so on. Each point of sale must have at least one terminal for payment using plastic card. Bank cards have become an integral part of our lives and the destruction of cash is only a matter of time.
The next step in the development of technology is contactless payment. Many cards already support this technology and allow you to make purchases by simply swiping the card to the terminal. This technology has catalyzed the emergence of specialized chips and payment systems in devices that we literally do not let go of our hands - in our smartphones.
In 2016, the Samsung Pay service was launched in Russia, which allows owners of phones from the Samsung Galaxy series to make payments from bank cards without using bank cards themselves. The article will discuss how Samsung Pay works, how secure it is, and what difficulties users will have to face. Let's compare the technology with the solutions of competitors.
System requirements
The first thing to do is find out which devices Samsung Pay works on. This technology requires not only software innovations, but also hardware ones, so you need to make sure that your smartphone supports this technology or not.
So, the Samsung Pay payment system works with the following gadgets:
- Samsung Galaxy S8;
- Samsung Galaxy S6 (limited);
- Samsung Galaxy Note 5
- Samsung Galaxy A7
- (2017);
- Samsung Gear S3.
These are Samsung devices that are equipped with NFC or MST chips and support modern software.
Unlike Apple or Google products, Samsung Pay seems to be quite limited because the number of supported devices is much lower. In the case of Apple, we get support for all smartphones released since 2014 (since 2013, if you connect, and in the case of Google, any gadgets on which you can install the official android version 4.4, and there are hundreds of thousands of them in the world.
As in the case of other payment systems, the launch of the payment system was accompanied by a number of restrictions. So, for example, Sberbank concluded an agreement with Apple on an exclusive launch, and for this reason, Samsung lost the opportunity to connect this bank before the contract expires. Now the situation has stabilized and almost all popular banks work with all payment systems.
So, the banks that work with Samsung Pay are as follows:
- Sberbank.
- BinBank.
- GAZPROMBANK.
- "Opening" (Rocketbank).
- "Russian standard".
- Tinkoff.
- And online wallet"Yandex money".
It is important to understand which cards Samsung Pay works with. To connect to the payment system, you need a card that supports PayPass or PayWave technology. In the case of Visa cards, there are restrictions on the number of banks that work with Samsung Pay. The restrictions can be found on the official website of the company.
How to connect?
To start using Samsung Pay, you need to make sure that your gadget supports the payment system and download the application of the same name. When you enter the app, it will ask you to set a password (or fingerprint) for your screen lock. In the future, the pin code or fingerprint will be used to confirm transactions. Then you need to attach the card itself. This can be done in two ways: manually, by entering all the data, or automatically, by pointing the camera at it. The second option works well, but you still have to enter the CVV code yourself. If the card suits the application, then immediately after this procedure, a check from the bank will follow. You will receive an SMS with a code to activate the payment system; without it, you will not be able to make further payments. The last step is to add electronic signature. It is very rarely needed, but when you need it, the cards may not be around, and that's when digital signature will rescue you.
Is it safe to use Samsung Pay?
The issue of security worries users in the first place. New technologies always inspire fear, especially when it comes to money. Even bank cards themselves were accepted with difficulty. Regarding security, things are as follows. In a nutshell, Samsung Pay is the safest payment method, much safer than conventional cards. In more detail, smartphones use a special tokenization system. When the user tries to make a payment, the phone does not use the data from the card, but creates a digital copy of it, each time unique, and shares it with the terminal. The terminal, on the other hand, contacts the bank and informs about the successful payment (unless, of course, you have run out of money). Data about tokens is stored in the gadget itself, so you can pay for something even without the Internet.
Do not forget that each purchase must be confirmed, and for this the user must enter a pin code or put his finger on the fingerprint sensor. Even if an attacker with a portable terminal sneaks up on you unnoticed, he will not be able to steal a penny from you, as he will not be able to confirm the payment.
What about viruses and hacking operating system, Android is far from the security of iOS? In fact, everything is not so bad. Samsung has implemented its own protection mechanism in the system, which continuously scans the system for malware and vulnerabilities, and if a virus does get into it, then the Samsung Pay service will be blocked, and payment data will be erased.
How does Samsung Pay work?
Let's move on to payment. Samsung Pay works just like a regular bank card. And like any card, not just the one that supports NFC. The fact is that not all terminals in Russia support NFC. Many still work only with magnetic tape, so some phones cannot be used to pay. This applies to the iPhone and all Android devices except Samsung. When paying on older models of terminals, proprietary MST technology is used. The phone creates a magnetic field, similar to what is created using a magnetic bank card. The terminal responds to it and accepts payment. Therefore, the answer to the question "where does Samsung Pay work?" sounds like "everywhere".
Possible problems
Already at the start, when the technology began to be introduced to the masses, users faced a number of problems.
- Take another look at which phones Samsung Pay works on. Users often ignore this simple task and run to complain on the forums that the technology does not work as advertised.
- Make sure your phone has the latest operating system. You need to go into the settings and check the firmware version so that the phone downloads the latest updates.
- Even if you set latest version operating system, the software may not be adapted to work in your country. For example, Samsung Pay did not work with S7 until the necessary work was carried out on the manufacturer's side to launch the service. It might be worth waiting a bit. Do not forget that you must have the original firmware installed, without root rights. If you have hacked the system or bought a phone with your hands, contact the official service center, there you will restore the original firmware.
- Do not forget that for any service from Samsung to work, you need a personal account, which the phone offers to create at the time of launch. If you haven't done so yet, go to settings and find the "Accounts" submenu there.
- In the case of smartphones from the Galaxy S6 line, payment via MST does not work, so before paying, make sure that the terminal supports contactless payment (they usually have a corresponding wave icon).
Promotions and discounts
To attract users to new technology, Samsung agreed with a number of Russian brands to organize promotions. One of these was the action “Pay with your smartphone. Movie tickets". Under the terms of the promotion, anyone who bought a ticket in the Kinokhod service via Samsung Pay received a 100% discount on their next purchase. Now there is a 50% discount on the payment for a trip to the metro on the MCC line. In the US, Samsung launched an even larger and longer-term promotion. There, each purchase made using the company's payment service allows you to accumulate points, which can then be spent on other goods in the Samsung Rewards store. When this service will reach Russia is unknown.
First impressions and reviews
Many owners of gadgets from Samsung really liked the idea of combining a wallet and a smartphone. After all, it's so simple! A smartphone is much more convenient and useful than cash or a card, and most importantly, it is always with us. Early reviews of how Samsung Pay works are encouraging. It is almost a year since people use the payment system and generally react positively to a new (already familiar to some) experience. The system works in all major shopping malls, using the phone to pay for fast food and trips to the subway without any problems. Many have already forgotten where their bank card is, because it is no longer needed. Sellers and cashiers do not always adequately respond to technology. The briefing was held in all major networks, but somewhere in the covered market you may encounter puzzled looks or even fear, so be vigilant.
Instead of a conclusion
Samsung Pay has a lot of advantages over regular bank cards. This is, of course, a very successful technology, which will become more in demand over time. A wallet in a smartphone is exactly what a modern person needs to make it even easier to part with their hard-earned money. It's convenient, secure, and super fast, and once you've tried it, you'll want to try again and again because now you know how Samsung Pay works and you can do it. Nevertheless, do not forget to carry a card with you at first and some cash in reserve, because situations are different.
- Works with terminals without an NFC chip.
- Various payment protection options.
- Discounts and promotions.
- Doesn't work on jailbroken devices.
- A limited number of smartphones that work with the payment system.
Samsung pay - how does it work and what is it? This payment system, when using which you can add several bank cards to your smartphone and pay with them in stores both with a contactless payment system and in terminals using a magnetic strip, as well as buy goods in online stores.
All you need to pay for goods with the Samsung Pay app is your smartphone. This eliminates the need for the user to carry plastic cards with them.
Basic principles of work
The samsung pay technology, in addition to supporting NFC payments, consists in transferring card data directly to a magnetic stripe reader device, so the terminal thinks that a bank card has been physically swiped. That is, the main difference from other payment services is magnetic tape emulation. This technology is called MST (Magnetic Secure Transmission). The application supports up to 10 bank and discount store cards. To add a card to the application, you will need a phone on which the card is registered with the bank, it is on it that a confirmation SMS will be sent. After adding a card, you can pay with it by bringing your gadget to the terminal, as in a normal contactless payment. In this case, the smartphone screen must be unlocked, you choose desired card, then each operation must be confirmed with a password or fingerprint, on some devices you can use iris verification. After payment, you will receive a check, as with a regular purchase in cash or by bank card. When adding a card to the application, it is not scanned, only its data is entered. Samsung does not use your personal information when paying, but only a kind of virtual "cast" from the card, which contains a randomly generated digital code - a token. When using the Samsung Pay service, no commission is charged.
Does Samsung Pay work offline?
Samsung pay stores all payment information inside your device in encrypted form. At the time of payment, the service accesses the storage and uses the necessary data to make the payment. Internet for these operations is not necessary. It is needed only at the stage of adding cards to the device, and when paying, you can even use a phone without a SIM card. Only a message about a successful transaction will come when your smartphone finds a network.
When will Visa cards work with Samsung Pay?
When the Samsung Pay service first appeared in Russia, MasterCard acted as the main partner, and Visa tried to create its own similar system. But today, most Visa cards of Russian banks are supported by the Samsung Pay service:
A complete list can be viewed at www.visa.com, and you can also find out if your bank works with the Samsung Pay service directly on the Samsung page. 
Samsung Pay works on which devices: in Russia and Ukraine.
Users of gadgets other than Samsung cannot use the Samsung Pay service. In their Samsung devices uses proprietary Samsung Knox card data encryption technology that other manufacturers do not have.
Owners of the following Samsung models Galaxy can use the Samsung Pay service in full:
- S7 edge;
- A3 (2017);
- A5 (2016, 2017);
- A7(2016,2017);
- note8;
- note5;
- J5 (2017);
- J7 (2017).
S6 and S6 Edge owners have restrictions in using samsung pay: they can only pay via NFC.
Work in Ukraine Google services Pay and Apple Pay, while Samsung Pay is just about to launch.
Does Samsung Pay work on gray phones
Often users try to save money by buying smartphones in foreign online stores and auctions: eBay, Aliexpress and the like. Sometimes the manufacturer makes different “fillings” of devices for different regions. can be installed different processors, different number of frequencies are supported. The main risk is whether the phone will work at all in Russian cellular networks. Almost always, such gadgets are not Russified; to install the Russian language, they have to be reflashed. According to user reviews, American versions of smartphones support Russian bank cards and the Samsung Pay application works on them. There are complaints about versions for Arab countries, where Samsung Pay is not supported. 
Reflashing the gadget for some tasks, the user faces other problems. The most serious of them is that the smartphone will stop turning on and turn into a so-called “brick”, so you need to soberly assess the risks when buying gray phones.
