Not everyone knows that Google has a money system for purchases for every user. But there is no doubt that such a giant has it.

What is known about Google Wallet - it stores payment data, transaction history, bonuses and much more. All available information is synchronized with the cloud, so Google Wallet can be used on any device to make purchases in online stores. To access your Google Wallet, download the Google Wallet mobile app or use Google Wallet online.

Google Wallet - mobile app

Google Wallet is free app for android from Google Play which will turn your mobile phone to a virtual wallet. You can pay for purchases with virtual versions credit, discount and gift cards, as well as Google Rewards. By blocking malware from accessing your credentials, your credit card information is securely stored on your mobile device.

Internet service "Google Wallet"

Google Wallet is a free online payment service. Your debit card details are stored securely in your Google Account, so you don't have to enter your purchase and shipping information every time. To checkout at online stores that accept payments via Google Wallet, simply sign in to your account.

Please note that if you used Google Checkout, then you already have Google Wallet. This service is available in many countries. Check if Google Wallet is available in your country.

Users in the United States are provided with an additional billing storage feature that allows them to make purchases using a mobile browser.

Google Wallet for Merchants

If you are a merchant and would like to use Google Wallet in your physical or online store, create

Good afternoon, dear readers! Those who actively purchase goods via the Internet should be aware of the functionality of the payment instruments available in it. And therefore, if you consider yourself one of those, read to the end to find out about the capabilities of Google Wallet, an electronic payment processing service.

The wallet of this system in the world has long been one of the mandatory attributes of an active Internet user. In Russia, however, it is only gaining momentum. However, our people usually do not need too much time to try out any interesting innovation, so now we can see how this payment system is spreading very quickly in our country.

In order not to get lost in the material, I suggest that you familiarize yourself with the table of contents:

1. Where to go and what to do?
2. Pros, Cons and Opportunities
3. What about mobile?

What is it and what is it eaten with?

A few words about what actually is Google Wallet. This system is designed specifically for making purchases on the Internet, and therefore can guarantee you maximum convenience and security.

How does Google do it? The proposed system is online wallet in the form in which we are accustomed to imagine it, such as QIWI or Yandex.Money. You can read about the types of electronic wallets.

When working with them, you need to replenish your account, after which you have the opportunity to make purchases and transfer money to other accounts. With Google it's a little different.

All you have to do is link your credit card to your Google account. After that, you make payments through an intermediary without entering your personal data each time. First of all, this service is intended for payment on Google Play and other similar services, but can be used in other places.

Where to go and what to do?

Creating your wallet is extremely simple. Perhaps you already have it, but you don't know about it yet. You must be signed in to your Google account to start using it. You can do it right here: https://wallet.google.com.

If you already have an account, simply log in to it - you will need an email and password for this. If you don't have an account yet, it's time to create one: choose a free address Email, Create a password. At the same step, you can immediately enter the address of residence and data bank card, which you want to link, but you can do it later. I talked in detail about registration in the Google PS in the article "".

I did not have a payment card added, so when I first entered my wallet page, the system asked me to do this.

Fill in all the marked fields and click the button "Accept".

If you already have an account and are signed in, you must add your residential address and credit card information now or you won't be able to use your wallet. Do not forget that everything you enter must be in Latin, alas, Google's Cyrillic is not yet within its power.)

Please note that there are two addresses: the billing address and the delivery address. If you leave a check mark that the address matches the one specified in the agreement with the bank that issued the card, the delivery address will be filled in automatically. If you uncheck the box, you will need to enter it manually.

Pros, Cons and Opportunities

The advantages of using this payment method are obvious. This is, firstly, a convenience, since you do not have to enter your data on every site where you make a purchase. All you need is a login and password from the Google system, even the card itself is not needed to fill in its data.

The second significant advantage is security, since the data is not available to a third party, that is, to the actual online store where you make the payment. All your bank details remain in Google, and the required amount is simply transferred to the seller's account. Also in the article "", I talked about the reliability of modern monetary payment systems.

Usage fee this instrument low and this is the third important plus.

And finally, wide accessibility. You can use not only Google, but also any other browser. If you decide to remove Google Chrome from a computer, all account data will be saved.

A few shortcomings. It is worth noting that you cannot use Google Wallet to transfer funds to another account or similar transactions that are in no way related to online shopping.

What about mobile?

Mobile Google versions Wallet is available for both iPhones and Android, which cannot but please users. You need to download and install a special application, after which all the benefits of this payment system will be available directly on your smartphone.

However, this has great merit and back side. IN Lately not only in the United States of America, but also in our country, the virus is spreading more and more mobile devices simulating messages Google programs Wallet.

The program blocks your smartphone, requiring you to provide credit card details, and also warns you about a small amount that will be debited from it upon confirmation of authorization. You are given 24 hours to enter data, which this Trojan will remind you more than once with annoying messages.

If a virus has blocked the phone, even advanced users do not always know what to do. However, you need to act as quickly as possible and as follows:

1. Get a SIM card to avoid sending SMS to dubious numbers for which money can be debited from you.
2. Turn off the smartphone in any way: in the usual way or, if it does not help, remove the battery.
3. When the phone goes off, insert it back and call recovery menu. How to do this is better to read in the instructions for your gadget, but usually it helps to simultaneously press the power button and the volume control at the top of it.
4. Reset the system to factory settings in the menu.

But, in general, if you do not touch the virus disguising as a service, the program is extremely useful and reliable, and therefore it is still worth using and now you know how.

I hope you found the article useful. If yes, don't forget to tell your friends about it using the buttons social networks. Don't forget to subscribe to my blog updates to stay up to date with the latest news and events in the field of website building and promotion. Come in more often. All the best! Bye bye.

Detailed instructions on how to pay with a bank card via the Internet

Payment rules in online stores that will help protect you from fraud by scammers

Google Wallet (Google Wallet)

Service Google Wallet, developed by Google, this moment received two directions of development:

• Mobile payment system NFC technology
• Online payment system on the Internet

Initially, these were two autonomous systems Google Wallet And Google Checkout, which eventually merged into one Google Wallet.

Google Wallet as a mobile contactless payment system

Google Wallet allows owners of phones with NFC technology to pay in ordinary non-online stores for goods in a "contactless" way.

You can use your phone for payment in stores that have special MasterCard PayPass payment terminals. To make a payment, the buyer must hold the phone with preinstalled application Google Wallet to the terminal at a distance of several centimeters and enter the verification PIN code. Money for the purchase is debited from the credit card linked to Google Wallet.

At the moment, Google Wallet, as a mobile contactless payment system, only works in the United States, but many believe this technology very promising, so perhaps someday we will be able to use this service in Russia.

Google Wallet as an online payment system

Google Wallet, as an online payment system, is designed to facilitate the process of paying for purchases made on the Internet. The payment system, thanks to the linking of the user's credit card data, eliminates the need to repeatedly enter payment details when making purchases in online stores.

Originally developed by Google Google service Checkout, which later became part of the Google Wallet system. The wallet contains detailed information about the state of the account, payment details, payment history, bonuses and much more.

Google Wallet can be linked to American Express, MasterCard, Discover, Visa, and Visa Electron credit cards. All transactions are carried out on the Google Wallet website, which reduces the risk of data loss and fraudulent actions by the seller.

Signing up for Google Wallet

Signing up for Google Wallet conducted on the website: http://wallet.google.com/ . Persons over the age of 18 can register. If the user has Google account, then you can simply add the Google Wallet service, for this you need to specify an account name and password, then fill out the registration form. If there is no account, the system will create an account automatically during the registration process.
The form contains the following fields:

• FULL NAME. user, credit card number (should be specified without spaces and dashes);
• Card expiration date;
• CVC code;
• Billing address;
• Postcode;
• City;
• Region;
• Phone number, which is also required to confirm registration;
• Delivery address.

After completing the registration form, an email will be sent to the email address provided during registration to activate the account. The letter contains a link, clicking on which will be considered a confirmation of registration.

An example of filling in information about your bank card:

Login

To enter Google Wallet you must enter the email address provided during registration and the password chosen by the user. After logging into your account, you can use the service " Google Shopping» to search for necessary goods and online stores that work with the Google Wallet system. Shops accepting payment via this system, will be marked with a characteristic icon, in the form of a blue basket.

System guarantees

All responsibility for the processing and subsequent delivery of the order lies with the seller. For detailed information about the status of the order, you can contact the seller directly. Some stores have an order tracking service, to enable this option, you need to go to the "Check" tab in your Google Wallet account and check the "Track order (carrier company)" option. UPS, USPS, DHL, Royal Mail, FedEx are the main carrier companies that deliver goods, each company sets the cost of services independently. In case of problems with delivery, to resolve disputes, you must directly contact the above companies.

The seller is responsible for receiving payment, order cancellation, refunds and delivery of the order. In case of failure to comply with any of the points, Google may become an intermediary to resolve the dispute, for this you need to send a request to the company's specialists. This service is possible if the seller does not respond within two business days, and the order was made no earlier than the last 90 days.

It should be noted that it is not possible to change an order after it has been placed, such requests should be made directly to the seller. The very fact of sending a request to change the terms of the order does not guarantee a solution to this problem, the seller can offer ways to resolve the situation. If you cancel your payment method, the transaction will still be debited from your account.

Pros of the Google Wallet System

The following positive aspects of the payment system can be noted Google Wallet:

• Ease of registration and transactions;
• High reliability of data protection due to the advanced cryptography engine. Currently, the Google Wallet system is recognized as the most secure in the world;
• All settlements are made with Google, which acts as a guarantor in such transactions;
• Transaction confidentiality - credit card, bank account and email address not disclosed by Google. Operations are carried out without providing payment details, the data of the seller and the buyer are known only to Google;
• In the event of a violation of the terms of the purchase, Google is able to indemnify the buyer;
• Integrity of the seller - the company constantly checks all sellers providing their services;
• Google provides all the necessary materials to website developers, which makes it possible to implement a payment system to pay for the services offered by the Internet resource;
• All data on purchases made and invoices issued are stored in the user's account and are available for viewing at any convenient time;
• Low commission for making a transaction compared to other payment systems;
• There is no need to use special applications, access to the system is possible through any browser.

Cons of the Google Wallet system

The following factors can be cited as negative points:

• No ability to translate cash from the account of one user to the account of another;
• Google Wallet system like mobile system payments, via smartphones, is currently focused only on the United States;
• There is also no support for the Russian language in the system interface.

It should be noted that one of the most popular eBay online stores does not accept payment through the Google Wallet system. Other companies that have entered into an agreement with Google, such as MonsterCommerce, Buy.com, Levi's, Starbucks Store, GSI Commerce, ChannelAdvisor, Jockey and many others, have added a payment system to the existing ones, but do not yet want to make it the main one. Against this background, the leading place among electronic payment systems is still occupied by PayPal.

Google Checkout is an electronic online payment processing service provided by Google that aims to simplify the process of paying for online purchases. The electronic payment system "Google Checkout" allows users to make online purchases without having to repeatedly enter information about their credit card.

At the moment, the integration of the "Google Checkout" system into the "GoogleWallet" system is being completed. Therefore, on the websites of online stores, the use of both names is still allowed.

If you have Mailbox on the Gmail service, or you already have a registration on some other Google service (YouTube, Picasa, GooglePlay, etc.), then this account can be used to log into your Google Wallet.

If you do not have Google accounts, then on the registration page you must click the "Sign up" button in the upper right corner. After clicking it, you will be taken to the page for entering personal data and payment data.

All data is entered only in Latin letters!

If the billing address and shipping address match, you only need to fill in the fields in the Billing address section and check the box Shipping address - My billing address. If the Billing address and the Delivery address do not match, check the box Delivery address - Other address and fill in the fields of the alternative delivery address. In the future, after registration, this data can be edited and other addresses can be added.

After completing the input of information about payment and address data, all that remains is to click the "Create an account" button at the bottom of the page. This completes the account creation.

When registering an account with a payment card linked to it, as an additional card authentication, the Google Checkout (Google Wallet) service blocks funds (1USD) on your card. According to the standard procedure, after 30 days the blocking of this amount is removed and it is again available on the card for use.

When logging into the created account, the following options are available:

• Transactions- this section reflects all transactions carried out through your Google wallet. It is also possible to view the details of each transaction.
• Payment Methods– in this section, your payment card details are indicated, it is possible to edit them and add new cards.
• The address book – this section displays the delivery addresses that were specified at the time of your orders. It is possible to edit them and add new addresses.
• My seller reviews- this section displays the reviews that you left to certain sellers / stores.

Nowadays, with the development of mobile technology (and not only mobile), the development of all kinds of software is rapidly developing, including for devices running on Android platform. But in parallel with the same leaps and bounds, the creation of various malware, significantly complicating the use of gadgets and ultimately, one way or another encroaching on our wallet. We regularly talk in our articles about various viruses and how to get rid of them. One of such software will be discussed in this material.

A new financial threat has been discovered - a Trojan that cleverly masquerades as the official Google Android app store Play Market and at the same time under payment system Google Wallet (Google Wallet). Therefore, users simply call it “Google Jack”, but in fact, each problem, as they say, has a first name, last name and patronymic, in our case it is Trojan-SMS.AndroidOS.FakeInst.ep.

Successfully hiding under the shell of popular resources, malware begins obsessively extorting from the owner of the Android device the details of his bank card. This technique is not new, it is a fairly common method used by attackers.

Usually, the villain spreads via SMS spam, offering to install an update to Google Play, and after launch, it blocks work with the gadget until the request for administrator rights is granted, which, after receiving which, FakeInst displays a window requiring you to enter bank card details for allegedly requiring authorization in Google Wallet :

Moreover, it will not work to enter “left” data in order to “get rid of it”, the fact is that all information will be checked for compliance with the special BIN format, and only after receiving the correct data, the Trojan will close the windows, and send the received information to the server of attackers. And then the malware, without revealing itself in any way, since it has already taken root in the system thanks to the obtained administrator rights, will continue to collect information about the owner of the device.

Alas, even experienced users are not immune from such an unceremonious intrusion due to the use of a rather convincing method of social engineering by the “malware”.

Now we will try to tell about all possible ways getting rid of ransomware, both standard and those that were collected from comments on Internet sites from people who successfully dealt with this problem.

Hardware Capabilities

In order not to lose money on your account, when a blocking message appears, quickly remove the SIM card from your phone, otherwise calls will be made from your number to paid numbers that you won't even be aware of. Then we need to (Wipe), i.e. reset to factory settings. Why do we do the following:

• We turn off our Android with the “On / Off” button (if it does not turn off, then just remove the battery for a few seconds until the display fades and insert it back).
• We simultaneously press the sound rocker to increase (up) and the "On / Off" button, located with right side apparatus.
• Press until the recovery mode system menu appears on the screen ().
• We select the necessary items indicating a system reset to initial state(wipe data / factory reset), and then formatting the memory (full recovery - restore).
• We switch to the necessary items with the volume button or houm (“ok” or otherwise).

Some explanation is required here. The fact is that the entrance to the recovery menu may differ depending on the brand of the device. For example, if the device has a home button (houm) at the bottom, then you may need to press three buttons (sound up + On / Off + houm), or this combination: sound up + houm, and on some smartphones - sound down + On /Off Related video:

Important: booting in Recovery mode is not a dangerous procedure, it does not harm the gadget and does not void the device’s warranty, but you still shouldn’t use it for any reason, but in our case, all means are good.

Another way to get rid of "Google Wallet" using the capabilities of the device:

• We completely turn off our device (if it doesn’t work with the button, we take out the battery and put it in place).
• We turn on in the usual way and instantly, while the full boot process is in progress, we try to get to the “settings” item by lowering the curtain from above or through the main menu.
• Click "Application Management" and immediately delete the application that wakes up the virus.
• If you can’t uninstall the application, in the “security” item, click “Device Administrators”, delete the program that installed itself by default there.

Via PC

• Connecting to a computer with via USB cable.
• Along the system/app path, we find an unknown malicious application in APK format (one that was not installed or was installed immediately before infection).
• We delete the program without the possibility of recovery with the combination SHIFT + DELETE

Connection manipulations are described in more detail in relation to another pest, but they are also relevant when infecting Google Wallet. After the video