Hello, friends! Today I will talk about such a wonderful payment system as Webmoney. You can do without it for a long time and persistently, live, so to speak, the old fashioned way, but believe me, sooner or later the moment will come when creating webmoney will simply become an urgent necessity for you.
The first thing you need to remember when creating a WebMoney wallet is to forget about colorful nicknames and pseudonyms - to create WebMoney we use only our real first and last name. We write everything as it is written in the passport. Which is best prepared in advance. As well as the TIN code. (You will need this too). Well, I hope you always have your mobile phone at hand.
And, by the way, if you heard somewhere that a WebMoney wallet can be created in one or two minutes, forget about it. It will take more time to do everything right.
But first things first.
Register with WebMoney
The first thing we do is go to the website webmoney.ru. On the page we will be asked to either log in or register - we choose to register.
And our registration will begin by entering your phone number. Write exactly the one you use, and it’s better not “one of ...”, but your main one. The system will check whether this number is already in use, and if everything is in order, it will redirect us to the next step - entering personal data. Let me remind you that we only enter real data. And by the way, you already use email, right? Without it, you won’t be able to register with WebMoney. After all, it is in the second step that you will need it.
Valid email. The password for which you remember and which you can safely access. So, indicate your real birthday, current address Email, select a security question (favorite number, mother’s maiden name, etc.... they’ll give you a choice), write an answer, give consent to the processing of our personal data (check the box) and proceed to checking your phone. Once you clicked "continue", a code was sent to your phone.
Enter it and go to the password assignment page. You need to come up with something more complicated, using upper and lower case letters, as well as numbers. Be sure to write it down so you remember. It will be possible to recover the password later, but you will have to tinker. Why create for yourself unnecessary problems? Now a link will be sent to the email address you specified, following which you will complete the registration and can finally create WebMoney.
By logging into the website webmoney.ru, you will be taken to your Webmoney Keeper Standard (Mini)– a program that will allow you to manage electronic wallets. Well, as a program... Essentially, this is a website page that you go to and do what you need - top up your balance, withdraw funds, and so on. You can access Keeper Mini from any computer and through any browser. Or from your phone. You reach this page via a secure connection.
You can strengthen security and download WebMoney Keeper. WM Keeper WinPro (Classic) - Webmoney Keeper Classic — free program, with which you can directly perform any actions with your electronic wallets. The safest way, reliably protected. To enter the program you will need to enter your WMID and access password.
There is also WM Keeper Mobile - an application developed for mobile phones, smartphones, tablets, and PDAs. Different versions Applications work with iPhone, Windows Phone, Android, Java.
In general, then you can choose what to use. In principle, everything can be used. Depending on the situation.
How to create a WebMoney wallet
Creating a wallet is a matter of a couple of seconds, but starting to fully use this wallet is a matter of several days. 
After we got into our Keeper Mini, we look for the icon depicting a wallet. This is our answer to the question of how to open a WebMoney wallet. Click. Opposite the word “finance” we will find an unremarkable cross. Click on it and see a menu in which the first item is “create a wallet” - click. After this, a window with the terms of the agreement will appear.
Before accepting them, carefully look at the currency of the wallet that you are going to create. Wallet with rubles - WMR, US dollars - WMZ, euros - WME. I believe you will choose rubles, accept the terms of the agreement and you will immediately have a WMR wallet with a number (Letter R and twelve digits). That's all. Very simple.
However. Now you have a pseudonym certificate, and you will not be able to fully use your wallets. I once also thought, “Oh, now I have a WebMoney wallet.” And then I made money on one of the freelance exchanges, tried to withdraw it to my WebMoney wallet and couldn’t because “I wasn’t verified.” That is, he did not have a formal certificate.
So let's get the formal certificate right away. Opening webmoney wallet entrance to Personal Area. Find “settings” in the menu and fill out your profile. Here we enter real passport data, when and where the passport was issued, registration address, postal code, TIN code and the most interesting thing - you will have to upload scans of the first spread of the passport and pages with registration. Once you've downloaded all this information, all that's left to do is wait. It will take just a couple of days, and if everything is in order, you will be awarded a formal certificate. Now you can receive money, withdraw money, top up your mobile account, or pay utility bills.
Conclusion
Working with the WebMoney Transfer system always saves time. Money is transferred instantly. If the transfer is made from a WebMoney wallet to another WebMoney wallet, then no commission is charged. For other operations there is a commission, but it is insignificant. Very comfortably. And you will soon see for yourself that creating WebMoney was a wise decision.
The only thing I want to warn you about (this is from my bitter experience) is not to lose the SIM card with which you registered in WebMoney. Because then there will be an incident. You can change the phone number in your profile, but to do this you need a confirmation code, which is sent to the old SIM card. No old SIM card - no code. No code - no access. You can restore access only with a bunch of papers certified by a notary.
If you had a lot of money in your wallets, you’ll start fiddling around. And if so, pennies, then it’s easier to register again with a new phone and a new email. And re-create a webmoney wallet for free. In this turn of events, a formal certificate is awarded without any problems.
Receive new blog articles directly to your email. Fill out the form, click the "Subscribe" button
What is Webmoney?
Webmoney is a payment system that allows you to exchange real money for electronic money and then make payments with this electronic money on Internet sites. So, for example, you can buy with electronic money by paying with webmoney.
You can also do the opposite operation, exchange electronic money from your webmoney wallet for real money through a network of exchangers, or withdraw money to your bank account or plastic card account.
Wallet..wallet...Where can I get it? :)
So, step by step instructions.
Click "Continue"
Or you can not click, but simply launch the wallet through Start-Programs-Webmoney or by clicking on the icon on your computer.
After this, you will need to enter a password to enter the wallet. The password must be entered as normal, and not “123456”, so that bad people cannot pick it up, but also so as not to forget it yourself :) Enter it and click “Next”.
A window like this will appear. And here you need to press the keyboard and move the mouse until the entire bar is filled with green.
After this, the key generation process will start.
You will be assigned a WebMoney ID. It is usually referred to as WMID. This number must be remembered, because... it will be the login to enter the wallet.
After this, you will need to indicate the disk and directory where to save the file, and also indicate the access code for the keys. You will need this code if you install the wallet on another computer or after reinstalling Windows. Therefore, this code must also be remembered.
After this you will need to check your email again
and enter the activation code.
A window like this will appear. Uncheck the "Start procedure...." checkbox. Click "Finish"
All. Now your webmoney wallet will start.
Now click on the "Wallets" tab
This bookmark will be empty and we need to fix this :)
Click the right mouse button and select “Create” ... we mean create a wallet.
And we create, for example, a WMR ruble wallet. Or dollar WMZ. Or in another currency - hryvnia, Belarusian rubles, etc.
After you finish, the wallet, amount, and the actual wallet number will appear in the wallets tab. If someone wants to transfer you WMR webmoney rubles, they will need to provide your R-wallet. Report along with the letter R, not just numbers!
After you have made one wallet, you can create wallets in other currencies.
Obtaining a formal certificate.
After you have installed your wallet, it initially has an alias certificate. This is the youngest certificate in the WebMoney system and this means that not all opportunities are available to you. Therefore, you need to obtain at least a formal certificate.
Attention. If you have problems at this stage, it means something is wrong with your browser’s security settings. Set them as default. To do this, go to the browser menu Tools - Internet Options - Security tab and set the default settings there.
If everything is OK, then remember the code that is shown to you, click “Login”
Enter this code into the form and click Yes
The WebMoney certification page will open.
Click on the icon that I have circled in red.
Here you need to fill in all fields marked with a red asterisk. *
After filling out the form and clicking on the appropriate. button, you will see that you have been assigned a formal certificate.
All. Now you can start replenishing your webmoney wallet.
How to top up your wallet.
Click the right mouse button and select “Top up”.
We select the wallet that we want to top up and select the method of replenishment.
The most convenient way is probably through terminals, which are usually already installed in many places.
Or select in the keeper the item “Where can I top up my wallet in my city?”
Hello, dear readers. Today we will register with you in the WebMoney system (WebMoney) and create online wallet. I want to immediately assure you that the procedure for creating an electronic wallet is very simple, and you will now see for yourself.
The first time I thought about the need to have an electronic wallet was several years ago, right after paying for my first second-level domain. My first website was still running on free hosting. I was offered a variety of payment methods to choose from: using various electronic wallets such as Yandex.Money or WebMoney (which I didn’t have then), using bank cards (I didn’t want to show my salary card on the Internet, and getting a new one, again, usually costs money) , using a mobile phone (insane commission). Payment methods also included payment through Sberbank. The commission is less than when paying via mobile, but I had to walk to the nearest branch and stand in line to pay. Moreover, payment to the registrar was received only the next day. After this torment, I set myself the goal of making the next payment for something on the Internet (purchase/renewal of a domain or payment for hosting) from a WebMoney wallet.
I have two questions:
- How to create a WebMoney e-wallet. This article is just about that, read below.
- How to transfer money to a WebMoney wallet. It turned out that money can be easily transferred to my wallet through the ATM of my bank, where my salary card was opened, or through Bank Online without commission.
So let's get started creating a wallet.
To create a WebMoney wallet, we first need to register in this system. To do this, go to the WebMoney website and click on the button Registration, located in the upper right corner.
On the next page we have the choice to register as an individual or as a legal entity.
WebMoney offers us to register as an individual by default, we will do so. In the field below you need to indicate your number mobile phone in international format without a plus sign at the beginning, for example, 79191234567, where 7 is the country code (Russia, in this example), 919 is the operator code (MTS in this example), 1234567 is the seven-digit number of your mobile phone.
In the future, SMS messages with a confirmation code will be sent to the specified number before conducting monetary transactions (payment of bills from the wallet, withdrawal of funds from the wallet, etc.)
So we enter the number, press the button Continue and we get to the page for entering personal data.
The shape is quite long. Let's look at the first part of the form Personal Information:
Fields Surname, Name And Surname indicate exactly as they are written in your passport, down to the letter.
Below in the section Actual location in field A country select your country from the drop-down list (for example, Russia), in the field City indicate your city, and in the field Address We indicate the street, house and apartment of your residence.
Below in the section Passport details fill in the fields:
- Series and passport number– fill it out exactly as in your passport;
- Passport issue date– the date of issue is also indicated in your passport;
- State that issued the passport– select from the list, in my example Russia;
- Passport issued by– indicate the department code or name of the authority that issued the passport. This information is also in your passport.
Below in the section Contact Information We indicate your e-mail and, if desired, the address of your website.
- Security Question
- Answer to the question
- Additional email
You will need this data in case you lose access to your wallet or lose access to your main mailbox.
After filling out all the fields of the form, click on the continue button. The system will prompt you to check all entered data again.
On last page you will need to come up with a password. Create a password that is as long and complex as possible, so that it contains not only lowercase, but also capital letters, as well as numbers and special characters.
Congratulations, you have registered in the WebMoney system.
After you log in using your e-mail, cell number or wmid (which was sent to you by mail) as a login, you will be informed that you have not created a single wallet and will be offered to immediately create a wallet.
I will list the main types of wallets:
WMR – wallet for Russian rubles;
WMZ – dollar wallet;
If you are puzzled by the question of how to create a webmoney wallet without spending a lot of time searching necessary information, then you have come to the right place! Now we will look at a detailed example of how to quickly do this. In order to create wallets, you first need to register in the system and receive your personal WMID (user registration number). Each person can make up to ten such registrations, which means that if desired and necessary, you can receive 10 WMIDs and, accordingly, the required number of wallets for each account. So, let's get down to action.
Registration of a new WMID!
Initially, you need to go to the website http://www.webmoney.ru/ and click on the “registration” button:
The system will immediately request your mobile phone number. It is important that this number is valid and accessible, since access codes will subsequently be sent to it: 
The next step after entering the phone number is to fill in personal data (date of birth, country of residence), as well as a security question when restoring access to your account and email address: 
If you do not want to receive notifications in the form of news or various promotions, uncheck the corresponding fields, as they are checked by default. Next, the system will allow you to check the entered data again, and if an error is detected, you can always go back to make a correction: 
If everything is filled out correctly, click on the “continue” button and you will be taken to the phone verification page. At this stage, to the specified mobile number phone will come SMS is a message with a special code that you need to enter in the appropriate field: 
If you still haven’t received the SMS message, click on the link called “HERE” and the service will transfer you to the support service. At this stage, it will be necessary to either send an SMS message with the specified text to any of the provided numbers (there is no additional charge for SMS, everything is within the limits tariff plan mobile operator), or scan the QR code using a special application to recognize it (if such a program is installed on your mobile phone): 
After clicking the “continue” button, the page of your personal Keeper Standard wallet will open. The specified phone number automatically becomes the page login. Next you need to come up with strong password to enter. Do not duplicate your email password under any circumstances - come up with a new one and enter it twice. You also need to indicate the digital verification code from the picture: 
After performing these actions, a message will appear stating that there are no wallets - and this is absolutely true, because you have just completed the registration stage: 
How to create a webmoney wallet in Keeper Standard ?
Having closed this notification, you can see the 12-digit WMID code and pseudonym certificate appearing in the right corner (we’ll talk about what this is a little later). To create a wallet you only need to perform a few steps. On the top, already open, panel of the “finance” tab, in large letters it says “CREATE A NEW WALLET”. Just below from the drop-down menu you can select any of the proposed types. We also be sure to agree to the terms of use of the certificates and click the “create” button: 
The following message will appear to confirm that all actions are correct: 
Now you can see the created wallet in the “finance” menu: 
Let us remind you that no matter what title characters you use to create wallets, they have a clear structure: the letter is indicated first, and then a twelve-digit code. The correspondence between currencies and wallet types can be seen here: 
Note also that the user has the right to open all specified types wallets (but there are some restrictions). So, to add the next type, you need to click on the plus sign top panel menu item “finance” and select “create wallet” from the drop-down menu: 
The further procedure is no different from the actions already described. On the screen we see a field with a drop-down list of types of currencies - select the required one, accept the terms of the agreement and click the “create” button: 
What restrictions exist when creating wallets?
Now that you know how to create a webmoney wallet, let’s return to the question regarding the certificate. As you have already noticed, after registration you are automatically assigned a pseudonym certificate. During the registration process itself, you also did not need to enter your full name, passport data and identification code. By the name of the certificate itself, you can understand that your data is not available to the system - in this case, you are incognito. This status has its pros and cons. The advantage for you is that your passport data is not exposed on the Internet.
The thought of this makes some users uncomfortable, although in reality there is nothing wrong with it - the data is simply stored on the WebMoney server. Now let's move on to the shortcomings, and there are many more of them. At the stage of creating wallets under a pseudonym certificate, you may encounter the problem of creating them in other title units. Allowed for creation are a wallet in the currency of your country, as well as WMZ, WME and WMG. If you try to create a wallet in other titles, you will see the following messages: 
If there is a need to create wallets other than those allowed for the pseudonym passport, you will have to upgrade your passport.
How to upgrade a pseudonym's certificate to formal?
To do this, you need to follow the specified link, after which the following window will appear: 
As you can see, the login was filled in automatically based on your WMID. Confirm your entry with your password and the number from the picture. Formal is the next level certificate, which is also issued free of charge to WebMoney participants, but with certain requirements. Here you will not only need to enter your personal data, but also attach photographs or scanned copies of your passport. In return, the participant gets the opportunity not only to open additional wallets, but also to carry out additional actions to use them, for example, replenish them by bank or postal transfer, withdraw funds different ways. You can learn more about all this from the following publications: Thus, owners of a formal certificate receive many more opportunities than owners of a pseudonym certificate. And the majority convenient ways Both deposits and withdrawals require a minimum of a formal certificate with verified passport data. To receive it, after authorization, click on the “get a formal certificate” field: 
After this, the system will issue short instructions on why this type of certificate is needed. If you have not changed your mind, then click on the “continue” button: 
Now you will need to fill in the required data (your personal data, such as full name, address, passport details): 
You can either fill out the recommended data or refuse. But a photo or scan of passport data is required for uploading. After checking the data you provided with copies of your passport, a decision will be made to issue a certificate. It is very important that all data matches, otherwise the application will be refused. After receiving a formal certificate, you will have many additional very convenient features of the WebMoney system!
Now you are armed with knowledge about how to create a webmoney wallet and what you need to pay attention to. However, before receiving a formal certificate and creating different types wallets, make sure you really need it. The WebMoney security system is built in such a way that you will no longer be able to delete both your account (WMID) and a separate wallet. You may not need to use all the functions of the system, and you may well be limited to the pseudonym certificate along with the established restrictions. The choice is always yours!
How to register in WebMoney? Many people have heard about the WebMoney system from their friends and acquaintances and would like to receive a comprehensive answer to this question. To get started, we recommend reading short description, from which you can learn the principles of operation of this system.
WebMoney is a well-known payment system that has gained great popularity and is effectively used for business on the Internet. At the same time, the owners of WebMoney categorically deny that the system has anything in common with payment systems and even with electronic money. That is why the terminology in this settlement system is built around property rights.
WebMoney is based on three concepts:
- WM wallet.
- WM-identifier.
- Certificate.
In the system, property rights to funds are transferred between wallets. The WebMoney wallet number begins with a letter indicating the currency (for example, WMZ for wallets that store certificates in US dollars), followed by a 12-digit wallet number. The reasons for such complications are of a legal nature. Users have long realized that there is money in their wallet.
Any wallet has an owner; to establish a connection between the wallet and its owner (WebMoney user), wallets are attached to WM identifiers (WMID). ? This is a unique 12-digit number given to the user during registration in the WebMoney system.
Each WebMoney participant has a Certificate of one type or another. Depending on the type of User Passport, certain system capabilities are available to him. The most common is the Alias Certificate.
The user receives this type of Certificate upon registration and this gives him the opportunity to carry out basic operations sufficient for almost any newcomer to the system.
Registration in WebMoney, step-by-step instructions
For individuals Registration in WebMoney consists of six steps:
1. On the main screen of the WebMoney website, you must click the “Registration” button. The following screen will appear:
2. In the next step, you can enter your mobile phone number or register through a social network.
When working with WebMoney, the phone is used to send an SMS to it with a transaction confirmation code, which is required to ensure the security of all payments. By phone number you can find the WMID and, accordingly, quickly restore access to your WebMoney account, for example, if you lose your password.
On the other hand, it is very convenient to register using an existing account on one or another social network by clicking on the corresponding icon.
3. The third step is to enter personal data. You only need to enter reliable data about yourself; this is necessary for certain functions (for example, working with plastic cards), in addition, if the data is inaccurate, there is a risk of losing access to the system in the future.
Entering personal data when registering through a social network leads to the display of personal data received from this account.
If registration is performed using a phone number, then at this step a form for entering personal data will be displayed.
There are many fields to fill out in this form during registration. We recommend that you approach this process with all possible care, since incorrectly filling out some of the fields is no different from providing false information (the consequences of this have already been discussed above). Not all fields can be easily corrected after registration. So fill out and check your data as carefully as possible.
Funds in wallets are the same as money, and therefore registering with WebMoney is no less important than registering when opening a bank account.
4. At this step, the e-mail is confirmed. An email comes from WebMoney with registration code and a description of what needs to be done with it.
6. At this stage, a password for the wallet is created. The password can use letters (uppercase and lowercase), numbers (0-9) and special characters. As always, it is necessary to caution against very simple passwords and the “bad practice” of storing a written password in an easily accessible place.
For legal entities, registering with WebMoney actually involves filling out a registration application. Legal registration process individuals is more complex and largely takes place in the real world.
The following available (depending on the country and currency) are briefly described on the corresponding page of the WebMoney website legal entities connection options:
- Payment acceptance processing.
- Payment processing.
- Calculation machine.
- Capitaller.
- Agent payment service.
- Service "Account Acceptance".
- A simplified version for Russian individual entrepreneurs.
- A simplified version for Ukrainian individual entrepreneurs.
After going through all the steps described above during registration, you become a member of the WebMoney system. But since your Certificate is the lowest level, you are a member with restrictions for WMID. The main restrictions are as follows:
wallets in total cannot exceed the equivalent of 15,000 WMR;
restrictions (limits) on expense transactions in equivalent are: 15,000 WMR per day, 45,000 WMR per week, 90,000 WMR per month.
Increasing the limit is only possible by obtaining a Certificate of a higher level.
Using the WebMoney system
You can use the WebMoney system; for this you need to have funds in your WM wallet. ? There are two ways here:
- or receive earned funds to your WM wallet;
- or put money on WebMoney yourself (can be done by transfer from an account or card, through a terminal or even from a mobile phone account).
Funds in your WM wallets can be spent to pay for goods and/or services, exchanged for funds in other wallets (if you need a different “currency”), or withdrawn from the WebMoney system.
Withdrawing money from WebMoney
How to withdraw money from WebMoney? On bank card or an account, by transfer by Russian post, in special exchange offices and a number of other methods. Withdrawal methods differ greatly in the amount of commission.
Members can manage wallets using the site Keeper Standard (Mini) . Works with all browsers. Another site - Keeper WebPro (Light) – has advanced capabilities and is preferred by advanced users of the WebMoney system. There is a program for MS Windows Keeper WinPro (Classic).
Due to the increase in traffic mobile internet(i.e., the widespread use of smartphones and tablets) a simple and understandable mobile app Keeper Mobile. Well, the rise in popularity social networks led to the emergence of simple and easy-to-use clients for major social networks.
Conclusion
This article discusses the basic concepts of the WebMoney system. The question of how to register with WebMoney will be discussed in more detail. Step-by-step instructions for registering individuals are provided. After reading this article, any beginner can easily start using the capabilities of the WebMoney system.
