How to pay for orders on ebay. What are the official payment methods on eBay? What if the seller wants to change payment methods

Payment by credit card is the second most popular way to pay for goods on Ebay. Even more popular is payment through the PayPal payment system. Currently, the Ebay service allows you to use almost any Visa and MasterCard cards intended for making transactions on the Internet. Before you pay for a purchase on Ebay, it is worth considering that there is a restriction - you cannot use prepaid cards. In practice, this means the following: to successfully buy something at an online auction, your Visa card must be at least Classic, and your MasterCard must be at least Standard.

Benefits of Ebay

Ebay is an online auction for selling various things. Its advantages include:

1. No language or geographic barriers. Users from any region of the Earth have the right to participate in the auction. This approach increases the number of displayed lots and bids. It is also important that auction trading is conducted in different languages. In addition, auction offices are located in many countries, for example, in the UK, the Netherlands, Russia, Germany, France, Spain, etc.
2. Minimum time restrictions. Bids on Ebay can be placed around the clock, there are no weekends here either. And lots can be exhibited for up to thirty days - this is enough time to search, study the characteristics and complete the transaction.
3. A huge number of sellers and buyers. Sellers are attracted by the modest costs of listing goods and the ease of use of the service. And buyers can find a wide range of items on Ebay with relatively low starting prices. On top of that, you can find rare and collectible items here.

Ebay is a common online auction site.

Linking a card to PayPal: how it's done

Before paying for a purchase on Ebay, many advise you to first link your card to the one already mentioned PayPal system. This binding is performed in several steps:

1. You need to open the paypal.com portal in your browser, select “Open an account”, then “Personal account” and enter information about yourself.
2. Next, you should go to the “My Account” section and go to the “Profile” subsection. Here you need to click on the “Add/change bank card” checkbox.
3. On the newly opened page you will have to fill out standard data - country, citizenship, payment instrument number, payment method (at this stage you are asked to select a payment system - Visa, MasterCard, etc.), expiration date, CVV or CSC code (this is a three-digit security code , which is on the back of any bank card intended for online payments; entering such a code confirms that the one who makes the transaction is indeed the owner of the card).
4. Here you also need to fill in the “Address” column and come up with a password for yourself.
5. After all the fields are filled in and the card is linked, you can go to the Ebay website.

It is worth paying attention to the fact that only those cards that have a certain amount (about five dollars) can be linked to PayPal.

During the binding process, the system removes these funds for confirmation. But they will definitely come back into the account eventually.

How to pay on eBay with a card already linked to PayPal

Let's say you have linked a regular Sberbank Visa Classic debit card to PayPal. Now let's figure out how to pay for a purchase on eBay using it.

Here you can immediately encounter a certain contradiction: the card is in rubles, and prices on Ebay are indicated both in ruble equivalent and in euros, American dollars, and British pounds.

But this really doesn’t matter much; you can still pay for things with a Sberbank ruble card linked to PayPal. And in order not to spend extra money converting Russian rubles into foreign currency, you should find the “Conversion Options” item in your PayPal account. And then select the option “Please issue me invoices in the currency specified in the seller’s invoice.” If you choose this option, your bank will handle the conversion (probably at better rates).

Products are sold mainly on an auction basis, that is, first, you must offer the seller the most favorable price for the product on eBay. When you become the winning bidder, you will be able to see this item in a special "Purchase History" section. And on the page of the most won lot, the “Pay Now” checkbox will be activated. But sometimes an item is sold without any auction, in which case the user will immediately have access to the “Buy it Now” option.

You will then be taken to the checkout page. Here, between two options, you should select PayPal (the second option is “Credit or debit card”) and click on the word “Continue”. You will be automatically redirected to the payment system portal - payment here is made in much the same way as in any online store.

You can pay for your purchase on Ebay by credit card via PayPal

Benefits of paying with PayPal

If you wish, you don’t have to link your card to PayPal. But in this case, you will lose the useful advantages that this system provides when using Ebay. Today, linking a card is done mainly for convenience - after this you will not have to enter card data every time, and it will be possible to pay for purchases in just a few clicks. In addition, a significant portion of merchants prefer not to deal directly with Visa or MasterCard. This means that for buyers who are not registered with PayPal, the choice of goods will be significantly limited.

Another important nuance: any buyer who pays for a purchase via PayPal has a chance to get their money back if they purchased a low-quality product from a dishonest seller. PayPal has a “Dispute” system, thanks to which buyers can defend their rights. A huge number of buyers who use the PayPal system to pay restore justice by defending their innocence through the “Dispute”.

How to pay by card on Ebay without registering with PayPal

The algorithm for paying with a Sberbank Visa Classic card without linking to PayPal will look like this:

1. Log in to Ebay, go to the product page and click “Buy Now” (it is important that the seller accepts transfers directly from the card). Then study the characteristics of the lot, the price for delivery. Sometimes sellers offer several shipping options, and the cost can vary greatly.
2. Next, on the checkout page, check the box next to “Credit or debit card.” Fill out the fields that appear - enter the card number, expiration date and three-digit security code.
3. Please pay special attention to the billing address - it may be different from the shipping address. And if this is the case, then it is better to use the address that was indicated at the bank when you issued the card. Check the data again and click on the “Finish” button.

After auto-checking the specified information, the “Confirm and pay” button will become active. Click on it and make a payment.

Payment by card is possible without being linked to PayPal

Advantages of paying by card

Paying directly by card also has certain advantages:

• the ability to easily track payment history;
• no need to waste time registering on third-party resources. This means that you will avoid many of the difficulties associated with, say, creating an account on PayPal;
• relative security of payment. If the owner of a bank card serviced by the Visa or MasterCard systems has become a victim of fraud, he can count on compensation from the servicing financial institution (in this particular case, Sberbank). This return procedure is called “chargeback”. Chargeback conditions are not uniform; it all depends on the issuing bank.

It should be added that there are other options for paying for goods on Ebay: by bank transfer, through a QiWi wallet, through the Moneybookers payment service, as well as personal checks (this method is not available in the CIS).

Many people know about such an online auction as E-BAY. It was created for the purchase of any goods, both new and used. Every Russian can use the service to purchase the things he needs. Therefore, it is worth considering the nuances of the work and the question of how to pay for purchased goods on E-bay.

What methods can you pay for goods?

You can begin purchasing items immediately after completing the registration process. The site itself has an official guide that will tell visitors how to proceed. For our country, two methods can be considered the most common:

1. Qiwi Wallet.
2. PayPal.

But there are other schemes available:

1. Moneybookers.
2. Cash upon meeting.
3. Plastic cards Visa, MasterCard.

Ebay is a popular online auction site

Russian legislation states that cards issued in the Russian Federation cannot be used for direct payment. But this opportunity will open up if you link payment instruments with the PayPal system. After this, buyers will be able to perform a large number of actions.

But other payment options are not prohibited. The main thing is to refuse to work with sellers who require you to choose any one method. Or they talk about choosing an alternative, the description of which is not on the site itself. It is recommended to warn the auction administration about dishonest business practices.

The main payment method is PayPal. Representatives of this system are ready to talk about how to pay for purchases on E Bay.

Detailed description of the PayPal system

The payment system can act as an intermediary between customers and sellers. But don't worry about maintenance. A commission for transactions is charged, but its size remains small. Buyer protection is guaranteed when using this system. The money will be returned if you do not like the quality of the product or if it is not delivered at all.

The system has other advantages available to customers:

1. Fast transactions.
2. Easy to use.
3. Widely distributed throughout the world.
4. High security of online payments.

The card must be linked to PayPal in order to be used on the auction site. Just go to the official website of the system and select the option to open an account. Select the “Personal Account” section, enter the necessary data required to pay on E-Bay.

To link cards, go to the menu with your accounts. Let's move on to the profile section. It requires you to click a button prompting Add or Edit bank cards.

A page will load where you will need to enter the following data:

1. Security code.
2. Validity.
3. Designation consisting of several numbers.
4. Owner's name.
5. The type of plastic used.

This data has probably already been used by those who have made online purchases before.
It is necessary to fill in the field with the address and password.

The service allows linking both real and virtual cards. This applies to tools from the WebMoney or Qiwi systems. This is an excellent option for those who are concerned about the security of their transactions. Virtual cards are replenished quickly, and there should be no problems when withdrawing funds. Working with a Visa card is also easy.

Linking is only permissible for those cards that currently have at least a minimum amount on their balance. After all, as confirmation, the service charges a certain minimum fee. Then the money is returned to the account.

We use a Sberbank card

Before paying for the goods, you will need to offer the seller a certain price. If he finds it profitable, he will respond to the offer. Purchase History - this is the section in which, after completing such actions, you can see your product. Pay Now is a function available from the product card. You can click the Buy It Now button when purchasing an item without an auction.

After this, the visitor goes to the shopping page. Then the PayPal system pages will appear. If all the data is correct, all that remains is to confirm the operation. This is roughly how different types of payment methods are implemented.

Payment using Qiwi

The steps here are no more complicated:

1. When making payment for goods, select the option with Qiwi Wallet.
2. You need to click the Continue button, after which it will redirect you to the PayPal system page.
3. Enter the phone number and click “Continue” again.
4. Input required standard password. The interface will look standard for those who use Qiwi.
5. The application sends a request to use data to work with the E-BAY site. These actions must be confirmed.
6. The operation is confirmed using a code sent via SMS.

Using the MoneyBooker system

This is the same PayPal system, only developed by British specialists. An excellent option for auction users from Europe, it features attractive rates. Users can not only send funds, but also receive them. But you should be prepared for the fact that every operation is scrupulously checked. This is important for anyone who is wondering how to pay for goods on Ebay.

Users from the Russian Federation top up their accounts with the participation of various commercial banks. If you believe the reviews, then there are no serious problems. Regular ones are used for replenishment. bank cards or money transfer transactions. System tariffs are subject to dynamic changes.

You can pay for your purchase in different ways

Guarantee mediation is carried out by the Escrow service. Therefore, there are no problems when working with an auction. The same goes for the PayPal scheme.

It is recommended to confirm your account in the system immediately after registration is completed. This will help avoid problems. The operation uses email. Copies of the passport and other documents are sent to her, requests for which are sent by the administration.

About international bank transfers

The main advantage in this case is the ability to carry out the operation regardless of location or other restrictions. Bank transfers are relevant if the services of intermediary companies are used. Then you can also pay for the order.

Money Order Scheme

It is expected that postal money transfers. In America, this method is considered one of the simplest and most accessible. A paper indicating the payment and its detailed details is sent to the buyer by mail. Payment for goods requires the participation of intermediary companies.

Of the main advantages when acting through a card, the following are noted:

1. Possibility to stop payment until the funds have been cashed out.
2. Minimum commissions when making payments.
3. Easy payment tracking.
4. Indisputable proof of payment.

The above methods are the main tool when working on the E-bay site. If the seller offers other options, he is most likely a scammer. You should not agree with such proposals, even if it seems that they have many advantages.

Conclusion

Such options apply only to payments that are direct. Intermediary companies provide customers with a wider choice. But you should also be careful with them, scrupulously approaching your choice. The main thing is to contact trusted companies that have a serious rating. Payment and delivery of goods from E-Bay can be very profitable if you choose the right conditions at the lowest cost. All that remains is to wait until the parcel arrives at the door. If everything went as it should, then no questions should arise, as well as negative consequences.

When should you pay?

As a rule, the buyer tries to pay for the purchase immediately, but no later than 2 days after purchasing the item or winning the auction. You can pay by clicking the button pay now in an email about a purchase or in a product listing. The seller will receive the funds and can ship the item immediately. Contact the seller immediately if you have any questions regarding payment for the item.

How to pay for goods?

Which payment method should I choose?

The method of payment for goods depends on the payment parameters proposed by the seller. Before placing a bid, please carefully read the list of accepted payment methods in the item description.

Cash, checks, and other unsecured methods are generally not accepted on eBay (with some exceptions).

All sellers offer at least one approved electronic method payment - PayPal or QIWI Wallet - or accept payments by transferring funds from the buyer's credit card to the seller's credit card account. When you pay with a credit card using a button pay now, the seller does not see the card number.

To compare payment methods, see Select a payment method (for customers).

If you have any questions about payment, please contact the seller.

How to make a payment online?

By winning a bid or clicking Buy now, you will see a button pay now in the product announcement. You can also pay for the goods using the Pay Now button:

in an email confirmation of purchase from eBay;

on the invoice that will be sent to you on behalf of the seller;

in the product announcement;

in subsection Won V My eBay.

How to pay for goods

Click the button pay now.

Check your delivery address. If necessary, change it by following the link Change delivery address.

View details about your purchase, including shipping and tax information. Check the box next to the names of the products you would like to pay for. Select a shipping method that is convenient for you if the seller offers more than one shipping method. If you are paying with an eGift Certificate, Gift Card, or Coupon, please enter the appropriate redemption code (you will be required to pay via PayPal to redeem the coupon or eBay Gift Card). If you have any questions about the order total, please follow the link Request total price from seller.

Click Continue.

Select a Payment Method.

Confirm the payment. Please check your delivery address, payment method and order details. When paying via PayPal, you can make a donation to the nonprofit using the Donate link at checkout.

Click Confirm payment. A message will be sent to your email address with a receipt for payment made and an indication of when the goods will be shipped.

What if the seller wants to change payment methods?

Other conditions

If the seller does not use the eBay checkout process, you will receive an invoice or other payment instructions on how to pay.

PayPal and QIWI Wallet may not be accepted for payment for purchases in the eBay sections for car enthusiasts, Real Estate, Business and Industry and payments for production equipment.

Contact the seller immediately if you have any questions regarding payment for the item. The buyer must pay for the item as soon as possible, but no later than 2 days after purchasing it or winning the auction. If you do not pay for the item, the seller may open a non-payment dispute with the Conflict Resolution Center to resolve the issue.

If you do not receive an item or it is not as described, you can open a return or refund request, or leave a non-receipt report through your Purchase History in My eBay.

Ebay is an online auction that is known all over the world today. On this service you can purchase both new and rare, used goods. Today each of us can buy the right thing on Ebay. For Russian-speaking users of this service, there is a version of the site adapted to our language. In this article we will tell you how to work with it.

If you are already, then it’s time to start shopping for goods. The management of this site offers its customers several types of payment for goods purchased through their service. The most common for our country are Qiwi Wallet And PayPal.

Also, buyers of this service can use the payment service to consume their purchasing needs Moneybookers, personal checks (for US residents), cash upon arrival and plastic cards MasterCard or Vis a.

According to Russian law, you cannot pay for goods on this site directly with cards. But, if you link them to the service PayPal, then such an opportunity will open up. At the same time, a lot of opportunities open up for users (read about them below).

All other payment methods are prohibited. This means that you cannot use them even if the seller asks you to. Moreover, if the seller asks you to alternative way payment for goods, this may mean that they want to deceive you. In this case, you need to write to the auction administration about this.

How to pay for purchases on eBay with Visa and MasterCard: step-by-step instructions

At this online auction, the most basic method of payment for purchases is PayPal. Since Russian customers cannot pay directly from their cards, we have to use him as an intermediary.

But don't worry about it. Firstly, there is a small commission when using it. And, secondly, reliable buyer protection is provided. After all, if you do not like the quality of the product or it is not delivered at all, then you can complain to this service and your money will be returned.

Advantages PayPal:

• High level of security for online payments
• Widespread worldwide
• Ease of use
• Quick deals
• Minimum commission

To pay with your card on Ebay you need to bind it to the service PayPal. To do this, you need to go to the website www.paypal.ru and open an account. This is done very simply. You just need to choose "Personal account" and enter your details.

In order to link your card to the service PayPal you need to go to "My account" and go to the section "Profile". Click on the button “Add/change bank card”.

On the loaded page, enter the card details:

• Card type
• Owner's name
• Card number
• Validity period
• Security code (CVV or CSC)

As you can see, there is nothing complicated about this. And if you have already purchased goods on the Internet, then you have filled out this data several times.

You also need to fill in the address and create a password.

You can link not only real bank cards to this service, but also virtual ones. For example, a map Qiwi or WebMoney. If you are afraid that the details of your main card will appear to third parties, then you can use virtual cards for online purchases, the balance of which can be quickly topped up and funds transferred from them to the main cards.

IMPORTANT: Snap to PayPal You can only use cards that have a minimum amount of funds. The fact is that when linking a card, the service must withdraw funds as confirmation. They will then be returned to your account.

That's it, the card is linked, now you can use it to pay on Ebay. Let's look at how to do this using the example of a Sberbank card.

Pay for an order on eBay with a Sberbank card

Sometimes you can come across such a misconception on various forums that paying for goods on Ebay, you cannot use a ruble card. On the one hand, the legislation of the Russian Federation does not allow this, and on the other hand, the price for this product, although indicated in rubles, has another equivalent: euro, dollar or pound sterling.

We need to debunk these myths right away. You can pay for goods with a ruble card. But only if you tie it to PayPal. And in order not to overpay for the conversion of rubles into foreign currency, you need to indicate this in your Personal Account payment system so that your bank does it, and not this payment system.

Because Ebay Since this is basically an auction, you must first offer the seller the best price for the item before paying for it. After you win the auction you will see your item in the section "Purchase History". In the winning lot card you will see a button "Pay Now"(Pay now).

If you buy an item without an auction, you need to click on the button "Buy it Now".

Once you click on this button you will be taken to the checkout page. As you can see, only two types of payment are available for Russian buyers. If you want to pay by card, you need to select PayPal and click continue. You will be automatically redirected to the website of this system, where you need to make a payment using a linked card.

IMPORTANT: If you have not yet linked your card to this electronic payment system, you can still pay for your purchase using it. But, at the same time, you will lose a few useful functions this service.

In system PayPal review all the data and if it is correct, click "Confirm and pay". You should see a message like this:

How to pay for goods on eBay via Qiwi: step-by-step instructions

In order to pay for the purchase of goods on eBay by using Qiwi You must select when making payment Qiwi Wallet:

As you can see in this screenshot, the payment method we need is located under the main method PayPal. But even if you chose Qiwi Wallet, then avoid it anyway PayPal you won't succeed. As evidenced by the inscription under the icon Qiwi.

After selecting the payment method we need, click the button "Continue". And the system will redirect us to the page PayPal, on which the block appears "Payment with Qiwi". In which you need to enter a phone number and press a button "Continue".

Now you need to enter the password for your wallet and log in standard interface Qiwi.

The application will ask for permission to the service eBay use your data. Click "Allow".

If you have already used Qiwi, That further actions you will be familiar. You confirm the operation using a code that will be sent to SMS to the phone number linked to the wallet.

What is the best way to pay for goods in the eBay online store?

For Russians, only two methods of paying for goods are available: Ebay and both are quite convenient and simple. The best of them is PayPal. Since it guarantees buyer protection and in case of any problems, it will return the money spent.

The main advantage of this service is the security of purchases. After all, when paying for a won lot or a product purchased directly, you only need to enter your account information PayPal. You do not need to enter any card details. Thanks to this advantage, PayPal are chosen by more and more Russian-speaking buyers Ebay. And the integration of the service into online stores registered in our country is happening at an accelerated pace.

By using Qiwi You can also very easily and simply pay for purchases on this online auction. This method is especially successful if you often use Qiwi wallet.

If you use a payment system Webmoney, then to pay for purchases on eBay you can use a virtual card linked to PayPal.

Any purchase on eBay requires you to make payments for the order using one of the approved methods. There are six ways to correctly pay for goods on eBay, some of which may not be provided by the seller or may create certain inconveniences for the client. But with development electronic resources, including the release virtual cards there is a real opportunity to circumvent restrictions by legal means. In particular, by linking a convenient option to an acceptable payment system, you can withdraw funds from there.

Ebay: how to order and pay

Before ordering a product you must register. Since 2012, the Russian-language version of the site has been actively promoted and the main algorithms for registration and product selection will be intuitive.

Important! The platform has a single address. com and the transition for registration actions is carried out within the main site. Despite Russification, the user fills out his contact information in Latin letters, so that the seller can understand who and where the goods are being sent to.

Although The form only requires entering your first and last name; it is recommended to immediately enter the delivery address. Moreover, it is possible to indicate the address of the place of registration and place of residence if they do not coincide.

Next, the buyer must contact the seller of the product of interest by placing an order. To do this, open the card and, depending on the type of sale, select “Buy now”. If a product is put up for auction due to its small quantity, then its price is fixed for a certain time. The first people to pay will have time to buy the lots.

You should carefully read the description of the product, otherwise in the future, if claims arise and the seller indicates that he described the product in detail (for example, it was sold used), then it will be impossible to return it on this basis.

The site states that 6 payment options are welcome (this does not include electronic payment systems like WebMoney):

• using Visa and MasterCard plastic cards (this option is not available for Russia and a number of CIS countries - Belarus, Ukraine and Kazakhstan);
• via PayPal;
• cash on delivery (a fee for delivery and transfer of funds to the seller is required);
• by bank transfer to the account of the sender of the goods;
• and two more methods that only work in America.

It turns out that the only convenient and most in an accessible way is to use PayPal.

It should be noted that the use mobile version website from a phone is no different from the full one, including in terms of payment methods for goods.

How to pay for goods on Ebay with a credit card

The client has a choice of issuing one of four card variations. Free and virtual will not require any costs (waiting time or payment of service costs). At the same time, it has the same details that allow you to pay for any product in any of the available forms.

You can also link this type of plastic to your Ebay account.

How to pay in rubles on Ebay

Since the country of origin of the electronic auction is the United States, the currencies in which goods can be paid for are dollars (USA), euros and pounds (UK). Because of this, conversion of rubles into the appropriate equivalent is required. There are two types of exchange: through the bank that issued the card or through the PayPal system. Both types of conversion are performed safely, but not always to the benefit of the client. Ebay is not guided by the exchange rates in Russia set by the Central Bank on a daily basis. Unlike a local lending institution.

It is important that the service allows the user to choose a convenient exchange option.

So, in personal account PayPal should select the “Settings” sign (gear-shaped).

1. Select the “Payment Options” tab and click on “My pre-approved payments”.
2. On the updated page at the top, you need to go to the “Set available funding sources” page.
3. A list of cards will be displayed and opposite the number you need to click on “Conversion Options”.
4. A window pops up with two options. Here you select the second one - “invoicing in the currency specified in the seller’s invoice.”

From now on, only the bank will be able to exchange rubles for dollars or euros.

I can't pay on Ebay via PayPal

It happens that at the time of payment some kind of error appears that does not allow the transaction to be completed. The list of reasons for this is quite extensive:

1. There are insufficient funds on the card or it has expired. It happens that during conversion there are not enough funds for payment.
2. The invoice itself has become invalid, for example, when a person purchases a lot at an auction price, it is important to pay for it as soon as possible. After some time, the transaction is blocked.
3. Sometimes a system failure occurs, from which no user is immune. But the service tries to “make amends” as much as possible and gives discounts on goods if, as a result of an error, the deal fell through.
4. Sometimes the client tries to pay for the order again, but the system does not allow making two payments using the same details and reasons.

How to pay on eBay without PayPal

As mentioned earlier, you can arrange cash on delivery upon receipt at the post office or at the transport company delivering the goods. Some sellers may ignore this option, but the client always has the opportunity to inform the developers about this. Bank transfers have not taken root in Russia because international transactions are checked more carefully and take longer to reach the recipient. During this time, the product can be resold to another client.

Thus, you can easily pay for goods on the eBay auction site. Justby registering on PayPal and linking there any available source of funding.